SPECIAL NOTICES:
CALIFORNIA RESIDENTS: A married applicant may apply for an individual account.
OHIO RESIDENTS: Ohio laws against discrimination require that all creditors make credit equally available to all credit-worthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
NEW YORK RESIDENTS: Upon your request, you will be informed whether or not a consumer report was requested, and if so, the name and address of the agency that furnished such report.
CREDIT BUREAU FREEZE OR LOCK: In order to review your credit file, you must unlock your file with Experian, Trans Union, and Equifax credit bureaus.
WISCONSIN RESIDENTS ONLY: If you are a married Wisconsin resident: (1) Your signature confirms that this loan obligation is being incurred in the interest of your marriage or family. (2) No provision of any marital property agreement, unilateral statement under §766.59 of the Wisconsin Statutes or court decree under §766.70 adversely affects our interest unless, prior to the time that the loan is approved, we are furnished with a copy of the marital property agreement, statement, or decree or have actual knowledge of the adverse provision. (3) If you are making this application individually, and not jointly with your spouse, please be sure that the full name and current address of your spouse is properly disclosed.
MASSACHUSETTS RESIDENTS: Massachusetts law prohibits discrimination on the basis of an individual’s sex, gender identity, marital status, age, or sexual orientation.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
EACH OF THE UNDERSIGNED APPLICANTS: (1) MAKES THE ABOVE REPRESENTATIONS, WHICH ARE CERTIFIED CORRECT FOR THE PURPOSE OF SECURING CREDIT; (2) AUTHORIZES FINANCE COMPANY TO GATHER ANY CREDIT AND EMPLOYMENT HISTORY IT CONSIDERS NECESSARY AND APPROPRIATE IN EVALUATING THIS APPLICATION AND ANY CREDIT EXTENDED TO THE APPLICANT INCLUDING OBTAINING PERIODIC CREDIT REPORTS FROM ONE OR MORE CONSUMER REPORTING AGENCIES, AND ALSO TO REPORT INFORMATION CONCERNING ITS CREDIT EXPERIENCE WITH THE APPLICANT TO OTHERS; (3) AUTHORIZES FINANCE COMPANY, IN ITS DISCRETION, TO FORWARD THIS APPLICATION TO OTHER POTENTIAL FINANCING SOURCES WHO MAY WISH TO EXTEND THE REQUESTED CREDIT TO THE APPLICANT AND AUTHORIZES SUCH FINANCING SOURCES TO GATHER AND REPORT THE INFORMATION DESCRIBED IN SUBPART (2); AND (4) UNDERSTANDS THAT FINANCE COMPANY WILL RETAIN THIS APPLICATION WHETHER OR NOT IT IS APPROVED, AND THAT IT IS APPLICANT’S RESPONSIBILITY TO NOTIFY FINANCE COMPANY OF ANY CHANGES OF NAME, ADDRESS, OR EMPLOYMENT. UPON REQUEST, THE APPLICANT WILL BE INFORMED WHETHER A CONSUMER CREDIT REPORT WAS REQUESTED AND THE NAME AND ADDRESS OF THE AGENCY FURNISHING THE REPORT.
NOTICE TO APPLICANT(S): BY SUBMITTING THIS FORM, APPLICANT(S) AUTHORIZE SUBMISSION OF THIS CONSUMER CREDIT APPLICATION TO BMW FINANCIAL SERVICES, 1400 CITY VIEW DRIVE, COLUMBUS, OH 43215.